FINTECH INFRASTRUCTURE FOR INDIA
Building the most reliable financial infrastructure for next billion
Built on India's public digital infrastructure, engineered for the reliability that banks and fintechs trust to serve India at scale.
The infrastructure behind India's DPI firsts
Building the most reliable financial infrastructure for the next billion
New · Agentic bill payment
AI assisted bill payments
Let AI find, check, and pay your bills, right from the chat.
Verify your customer, in minutes
Onboard and verify in seconds, not days.
Verification & onboarding APIs
Leverage 40+ robust customer verification and onboarding APIs.
40+
Verification and onboarding APIs
<2 week
Go Live
Bundled BAV
Multi-method orchestration to verify account ownership.
eSign & eStamp
Digitally Aadhaar-based eSign and eStamp contracts.
Aadhaar app based verification
New, compliant & instant way of identity verification with UIDAI.
Lend to the right borrower
See the full financial picture before you underwrite.
Account Aggregator
Multi-AA gateway with auto-routing to the best AA-FIP pair.
Automate payments collections, via UPI
Real-time collection, built for scale and recurrence.
Infinite VPA
Simplify payment identification and automate collections and reconciliation.
Static QR
Simplify repeat payment collection with reusable QR codes.
Dynamic QR
Eliminate payment errors with transaction amount-specific QR codes.
Deeplinks
Generate a single payment link for a frictionless checkout.
Reserve (OTM)
Block funds before completing high-value transactions.
Reserve Plus (SBMD)
Simplify multi-debit payments with a single block, debit later authorisation.
Autopay
Automate recurring collections with the highest payment success.
TPV / TPV++
Accept payments only from verified bank accounts to prevent fraud.
Make seamless bill payments
From bank-grade infrastructure to bill collection at scale.
Bharat Connect BOU
Integrate and scale recurring bill payments with a configurable biller operating system.
Bharat Connect COU
Connect to thousands of billers through one reliable Bharat Connect infrastructure layer.
BillerHub
One platform to power your entire bill-collection and operational lifecycle.
MetroQR Ticketing
Enable fast, convenient QR-based metro ticketing for your customers, inside your platform or app.
The infrastructure behind India's DPI firsts
1st
Built for scale. Proven by impact
Real time payments
#1
Best performing TSP in Bharat Connect
₹6,000+ Cr
Monthly GTV
3 Cr
Monthly transactions
1,000+
Active billers
Credit infrastructure
99.9%
Uptime across APIs
How leading businesses build better with Setu
Infrastructure for the businesses shaping India's financial future
Lending
Lend faster, collect smarter — verify borrowers, enrich underwriting, and automate repayments and collections.
Broking
Onboard investors with less friction — accelerate verification, account opening, and compliant onboarding.
Quick and eCommerce
Convert more payments at checkout — reduce payment friction, offer flexible payment options, and simplify reconciliation.
OTT & Subscriptions
Keep recurring payments running — automate renewals and recover failed payments to reduce churn.
Utilities & Billers
Collect payments everywhere — reach customers across digital and offline channels while simplifying reconciliation and settlement.
B2B & Marketplaces
Automate business payments — connect merchants, manage business networks, and streamline B2B payment workflows.
Consume our products your way
Launch financial services in a matter of days. Take your pick from our flexible APIs, SDKs, or ready-to-use screens.
Flexible and customisable
Customise our products to offer features suited to your customers’ needs.
Secure and compliant
Any security and compliance needs handled without hassles.
Growth starts with the right infrastructure
Build faster. Scale smarter.